The knock-on effects are far-reaching in time and space:
"UPC has not given a reason for pulling out of #Hawaii, but according to property #insurance legal blogs the company took a financial hit after #HurricaneIke hit #Texas and has struggled to bounce back."
That was in 2008.
https://www.hawaiinewsnow.com/2023/07/28/major-insurance-carrier-announces-withdrawal-state-leaving-policy-holders-dust/