@romin I try to keep the setting options to minimum. Look at what Pleroma-fe has, it had to add a "Show advanced" settings option. The general idea is that if someone really need to change that many things, they should keep their changes in a fork. And because bloat is relatively bloat-free and doesn't have many setting options, it's easier to add/maintain changes.
tedu wrote a blog post about "editable software" and it's more or less the same approach I'm taking with bloat. https://flak.tedunangst.com/post/on-the-usability-of-editable-software